LenderVault

Terms of Use

LenderVault Corp. operates LenderVault, which is a service that allows Members and Guests to access a comprehensive database of Canadian Lenders and many of their programs and policies.  The services offered by LenderVault include any LenderVault branded URL (the "LenderVault Website").  LenderVault Services are hosted in Canada.

LenderVault may modify this Agreement from time to time without notice.  It is therefore important that you review this Agreement regularly to ensure you are updated as to any changes.

LenderVault assumes no responsibility or liability for the website material.

LenderVault reserves the right, in its sole discretion, to deny, restrict, suspend, or terminate your access to all or any part of LenderVault Services at any time, for any or no reason, with or without prior notice or explanation, and without liability. LenderVault reserves the right to remove your privileges to all or any part of LenderVault Services if LenderVault determines that you have violated this Agreement or pose a threat to LenderVault and/or its Users and/or violating any applicable law.

1.   ELIGIBILITY. Use of LenderVault Services and registration to be a Member for LenderVault Services (“Membership”) is void where prohibited.  By using LenderVault Services, you represent and warrant that (a) all registration information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; (c) you are 18 years of age or older; and (d) your use of LenderVault Services does not violate any applicable law or regulation.  Violation of these terms may result in your Membership being terminated without warning.

2.   TERM. This Agreement, and any posted revision to this Agreement, shall remain in full force and effect while you use LenderVault Services or are a Member. You may terminate your Membership at any time, for any reason, by contacting LenderVault. LenderVault may terminate your Membership at any time, for any or no reason, with or without prior notice or explanation, and without liability. Even after Membership is terminated, this full Agreement will remain in effect.

3.   FEES. You acknowledge that LenderVault reserves the right to charge for any portion of LenderVault Services and to change its fees (if any) from time to time in its discretion.  If you or LenderVault terminates your Membership for any reason, you shall not be entitled to the refund of any unused portion of fees or payments (if any).

4.   PASSWORD. When you sign up to become a Member, you will also be asked to choose a password.  You are entirely responsible for maintaining the confidentiality of your password.  You agree not to use the account, username, or password of another Member at any time or to disclose your password to any third party.  You agree to notify LenderVault immediately if you suspect any unauthorized use of your account or access to your password.  You are solely responsible for any and all use of your account.

5.   USE BY MEMBERS. LenderVault Services are for the personal use of Members.  Direct commercial endeavours may only be used if they are specifically endorsed or authorized by LenderVault.  LenderVault reserves the right to remove commercial content in its sole discretion.  Illegal and/or unauthorized use of LenderVault Services, including unauthorized framing of or linking to LenderVault Website is prohibited.  LenderVault reserves the right to take appropriate legal action for any illegal or unauthorized use of LenderVault Services.

6.   PROPRIETARY RIGHTS IN CONTENT ON LENDERVAULT.

6.1 LenderVault Services contain Content of LenderVault ("LenderVault Content"). LenderVault Content is protected by copyright, trademark, patent, trade secret, industrial secret, and other laws, and LenderVault owns and retains all rights in LenderVault Content and LenderVault Services. LenderVault hereby grants you a limited, revocable, nonsublicensable license to reproduce and display LenderVault Content (excluding any software code) solely for your personal use in connection with viewing LenderVault Website and using LenderVault Services.
6.2 LenderVault contains informational content of various Canadian Lenders.  Except as provided within this Agreement, you may not copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, or sell any content appearing on or through LenderVault Services.
6.6 LenderVault performs technical functions necessary to offer LenderVault Services, including but not limited to transcoding and/or reformatting Content to allow its use throughout LenderVault Services.

7.   CONTENT/ACTIVITY PROHIBITED. LenderVault reserves the right to investigate and take appropriate legal action against anyone who, in LenderVault's sole discretion, violates any of the following provisions, including terminating the Membership of such violators.

7.1 circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person in circumventing or modifying any security technology or software that is part of LenderVault Services;
7.2 interfering with, disrupting, or creating an undue burden on LenderVault Services or the networks or services connected to LenderVault Services;
7.3 using the account, username, or password of another Member at any time or disclosing your password to any third party or permitting any third party to access your account;
7.4 selling or otherwise transferring your membership;
7.5 accepting payment or anything of value from a third person in exchange for performing any commercial activity through the unauthorized or impermissible use of LenderVault Services on behalf of that person;
7.6 using LenderVault Services in a manner inconsistent with any and all applicable laws and regulations.

 

8.  PRIVACY. Use of LenderVault Services is also governed by our Privacy Policy, which is incorporated into this Agreement by this reference.

9. DISCLAIMERS AND LIMITATION ON LIABILITY.

ALTHOUGH LENDERVAULT DOES IT’S BEST TO OBTAIN AND DISPLAY ACCURATE INFORMATION, THIS INFORMATION IS FOR GENERAL UNDERSTANDING ONLY, AND ALL INFORMATION MUST BE VERIFIED WITH THE LENDERS FOR ACCURACY, ACCEPTABLITY, AND APPLICABILITY. ALWAYS CONTACT YOUR LENDER TO OBTAIN THE RULES AND EXCEPTIONS TO THOSE RULES FOR EVERY SITUATION.THE INFORMATION ON THIS SITE IS NOT TO BE USED TO DECLINE, ACCEPT OR RELAY ANY OF THE DETAILS TO ANY PERSON OR PERSONS LOOKING FOR A MORTGAGE OR LOAN.

LenderVault takes no responsibility for third party advertisements that are posted on or through LenderVault Services, nor does it take any responsibility for the goods or services provided by its advertisers. LenderVault is not responsible for the conduct, whether online or offline, of any User or sponsor of LenderVault Services. LenderVault assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission. LenderVault is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software due to technical problems or traffic congestion on the Internet or on any of LenderVault Services or combination thereof, including any injury or damage to Users or to any person's computer related to or resulting from participation or downloading materials in connection with LenderVault Services. Under no circumstances shall LenderVault be responsible for any loss or damage, including personal injury or death, resulting from use of LenderVault Services, attendance at a LenderVault event, from any User Content posted on or through LenderVault Services, or from the conduct of any Users of LenderVault Services, whether online or offline. LenderVault does not guarantee the accuracy or existence of the information provided, and does not take responsibility for any loss due to the reliance on the information provided.  LenderVault Services are provided "AS-IS" and as available and LenderVault expressly disclaims any warranty of fitness for a particular purpose or non-infringement. LenderVault cannot guarantee and does not promise any specific results from use of LenderVault Services.

This Agreement constitutes the entire agreement between you and LenderVault regarding the use of LenderVault Services.  If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

PLEASE CONTACT LENDERVAULT WITH ANY QUESTIONS REGARDING THIS AGREEMENT.

 
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